You pay rent on time. You’ve never missed a utility bill. And a lot of what you’ve heard about buying a home assumes you’ve spent years building your credit and saving a big down payment. Oftentimes, none of that counts toward buying a home. At Finanta Credit Union, it does.
New to building credit? That’s okay. At Finanta, we take the time to understand your full financial picture, including rent, utility, and insurance history for those with limited credit.
You don’t need a big down payment. Low down payment options are available. We help you find what works best for you.
Closing costs don’t have to stop you. These are the fees you pay when you close your loan, separate from your down payment. Finanta has options to help cover them.
You don’t have to do this alone. Free mortgage counseling walks you through your application to closing day.
Pick the loan that works for you. Fixed and adjustable-rate loan options are available. A Finanta lender can help you find the right fit.
“Finanta opened the door when many were closed,” says Blanca P. “I was able to create a home for my two sons and put down roots.”
At Finanta, a mortgage is just the start. As a member, you also get checking and savings accounts with no minimum balances and fees, personal loans, credit cards, surcharge-free ATM access, and financial counseling.
Ready to see what’s possible? Visit finantacreditunion.com.
Insured by NCUA. Equal Housing Lender.
