While it’s easy to get caught up in the holiday hustle, we remind you to review your personal finances. A thoughtful approach to holiday budgeting can help you focus on simple joys and reduce your new year’s financial stress. Consider these helpful tips and reminders from Visions:
- Set your budget for the holiday season ahead of time. Define your spending limit for gifts and celebrations in addition to your other expenses like food, gas, and entertainment.
- Whether it’s for new purchases, travel plans, or Rewards, don’t ignore your credit card. Our Visa® Platinum and Elite Visa Signature® cards are great holiday companions, providing peace of mind with alerts, protection, and plenty of options for redeeming your Rewards! Interested in learning more or applying for a credit card? Visit visionsfcu.org/creditcards.
- Give us a call if you need help.
In addition to traditional financing, such as loans and lines of credit, we offer one-on-one financial counseling to help review your budget, debt management, and other financial goals. Perhaps the best path forward is a consolidation loan. We’ll help you explore options that fit your unique financial situation.
For information about our financing options or debt consolidation, visit your local branch or call our Contact Center at 800.242.2120. To meet with one of our nationally accredited financial counselors, email our Financial Wellness team at education@visionsfcu.org .
More articles, tips, and budgeting resources are available at visionsfcu.org/walletwellness.
