Annual Enrollment Period
Plans, premiums, coverage, and benefits can change from year to year. During the Annual Enrollment Period, ensure your needs are still covered by your Medicare Insurance in the new year.
What is the Annual Enrollment Period (AEP) for Medicare?
Medicare’s AEP is the time of year for those already enrolled in Medicare Insurance to make a change in their coverage. Every year, AEP runs from October 15th through December 7th, and any updates to coverage will go into effect on January 1st.
Why is AEP important?
Your current plan’s coverage could change, premiums may increase or decrease, or additional benefits may be added or taken away. It’s important to ensure your needs are still covered under your chosen health plan.
Should I take action during AEP?
It’s not always necessary to take action during AEP. If you’re happy with your coverage and the impending changes to your current plan, then you don’t need to do anything. However, if you’re already enrolled in Medicare and would like to adjust your coverage, now is the time to make the change. If you’re not currently enrolled but are interested in Medicare Insurance, see Important Dates and Information below.
Who do I contact if I have questions about coverage or want to make a change?
Our Medicare Insurance team is here to help! Reach out to one of our licensed professionals to review your coverage and determine the best plan for you and your needs.
Devin Andreatta
Visions Wealth Management Coordinator
800.242.2120, ext. 10355
dandreatta@visionsfcu.org
Jennifer Calkins
Sr. Insurance Consultant
800.242.2120, ext. 10651
jcalkins@visionsfcu.org
Marcy Depew
Financial Consultant
800.242.2120, ext. 10587
marcy.depew@lpl.com
Rob Hennessy
Diversified Financial Services Manager
800.242.2120, ext. 10662
rhennessy@visionsfcu.org
Jen Ford
Producing Medicare Sales Manager
800.242.2120, ext. 10869
jford@visionsfcu.org
Greg Tifft
Sr. Insurance Consultant
800.242.2120, ext. 10473
gtifft@visionsfcu.org
Important Dates & Information
- Annual Enrollment Period (AEP): October 15, 2024 – December 7, 2024
- Open Enrollment Period (OEP): January 1, 2025 – March 31, 2025
- Initial Coverage Enrollment Period (ICEP): Seven months surrounding your 65th birthday (including the three months before and three months after your birth month)
- Special Enrollment Periods (SEP): Valid under certain circumstances; ask for details