Try a 50/30/20 Method
• 50% NEEDS (Mortgage, Rent, Utilities and Car Payment)
- 30% WANTS (Clothes, Eating Out, Gym Membership, Netflix)
- 20% SAVINGS (Emergency Fund, 401k, Savings Acct, Investments)
Other Ideas:
- Keep it real
- Set up Auto Draft
- Plan Your Meals
- Check Your Social Calendar
- Learn to say No (or not now)
- Ditch the Credit Card
- Have a “NO SPEND” Day
- Save on Groceries
- Analyze Your Spending Weekly
