You may say that you can barely pay all your bills, much less save any money. But saving money is a matter of readjusting your lifestyle and setting priorities. You may not be able to save a lot, but you need to start somewhere., and with some minor changes you can start today!
Determine reasons to save- vacation, emergency fund, college, etc. This will help make the lifestyle readjustments more bearable.
Make it automatic. Have part of your paycheck deposited directly to a savings account or set up a monthly auto transfer from your checking to your savings. The quicker you get it out of your checking, the better.
Start saving today!
By Michael Rivera